Genesina V. Matus

Background

Genesina is a consultant with over 22 years of experience in the insurance industry. She began her career as a claims adjuster and progressed to supervisor and regional trainer for a national insurance carrier. After working for an insurance carrier, Genesina owned her own independent adjusting company for 16 years. Genesina spent a year at a large international consulting company performing construction and equipment evaluations. Genesina's diversified experience allows her to provide consulting services for both property, contents and equipment.

As a construction consultant, Genesina prepared estimates for residential and commercial properties. The projects ranged from hotels, schools, nursing homes, churches and personal residences. She reslved unique environmental issues to assist in promptly getting the building repaired with minimum delays to the business owner.

Genesina handled unique items as an equipment consultant. She completed retail inventories, commercial kitchen evaluations, hotel furniture replacement, personal wine collections, wine making equipment, business equipment, ecclesiastical articles, classic car parts and personal contents.

As an independent adjuster, Genesina handled property and commercial losses to completion. She would take an assignment from beginning to conclusion. She would begin by scoping the loss, writing an estimate to appropriately repair the damages, and then negotiate settlements.

Genesina specialized in personal contents claims with unique and challenging items. Some examples would be private collections of antiques, dolls, porcelain figurines, trains tools, and sports memorabilia. These items propose a challenge when determining replacement cost value but with the proper investigation and tools, an agreed value could be obtained.

Notable Projects

  • Commercial
    • Hotel - Breezewood, Pennsylvania
      • The hotel sustained a total loss fire. The structure and contents were damaged. A replacement cost value and actual cash value was provided for the structure, furniture, fixtures and equipment to the client.
    • Nursing Home - Pittsburgh, Pennsylvania
      • This project was a pipe freeze which caused ater damage to 4 floors of a nursing home. The client was provided with a repair estimate for the damaes related to the pipe freeze.
    • School - Gibsonia, Pennsylvania
      • Hail damaged the flat roof and caused significant interior water damage throughout the school building. Proper measures were taken to mitigate mold growth and asbestos remediation. The client was provided with a mitigation, mold remediation and repair estimates.
    • Bait and Tackle Shop - Tarentum, Pennsylvania
      • The apartment above te bait and tackle shop caught fire and caused water damage to merchandise and equipment in the store. Merchandise and equipment were evaluated for water/smoke damage. Replacement costs were confirmed and provided to the client.
    • Real Estate Agency - Monroeville, Pennsylvania
      • This loss was a fire. The real estate agency sustained smoke and water damage to their business personal property. An inventory of the business personal property was developed and a value for the items damaged during the fire was provided to the client.
  • Residential
    • Multi-Unit Residential Housing - Allison Park, Pennsylvania
      • A fire occurred in one unit and caused smoke and water damage in the other three unit. The client was provided with reair costs for eac unit.
    • Residence - Harrisburg, Pennsylvania
      • This residence had two collector's living there. This property had multiple insureds who collectedporcelain dolls, barbie dolls, model trains, and a scenic train layout. The residence had a fire and all the insureds' collections were damaged beyond repair. Each item was researched to determine a fair replacement cost. Then an agreed amount was reached for each specialty item with the insureds.
    • Residence - Harrisburg, Pennsylvania
      • This residence was broken into by an actor and then subsequently set on fire to deter law enforcement from identifying him. This insured had a large unique collection of mechanical banks. Each bank was individually researched to determine an accurate and fair value.

Educational Background

  • Bachelor of Arts
    • English Literature - 1995
    • Seton Hill University

Certifications, Registrations & Licenses

  • Associate in Claims

Professional Memberships

  • Insurance Club of Pittsburgh